LusyChat AI Review

What LusyChat AI is

LusyChat AI sells character chat, image generation and video generation as a single subscription, metered in a currency it calls LusyCoins. You pick a character or build one, chat in text, and spend coins when you want media. The terms describe the product as a text and voice chat service, though we found no voice feature exposed in the public interface. Membership runs in three tiers: Premium, Deluxe and Ultra. What separates them is volume rather than capability. Each tier drops a different monthly coin allowance into the account (6,000, 30,000 and 60,000) and buys a different level of access to the house chat model. The feature list barely moves as you climb, so the only real question is how much you intend to generate. The published policies are the strongest thing here. The terms ban real, identifiable people by name, including deepfakes, face swaps and voice clones, and the privacy policy states that private conversations are not used to train the general purpose models. The pricing presentation is the weakest. Every advertised rate is annual, the month to month figure is not published, and each discount badge is measured against a list price nobody appears to pay.

What it costs

The published figure is annual, at $95.88 a year (about $7.99 a month). A true month to month price is not disclosed.

Usage is metered rather than flat: LusyCoins. 6,000/mo on Premium, 30,000 on Deluxe, 60,000 on Ultra. Images cost 30 coins each. That allowance, not the plan price, decides your real monthly cost.

There is no free tier, so there is no way to try it before paying.

Privacy and data

Privacy scores 8.5 out of 10 here, read off the published policy rather than the marketing page.

• The account can be deleted from settings.
• Chat history can be deleted.
• Signup is not anonymous.
• No phone number is required.
• Conversations are stored on their servers.
• Your data is not used for model training.

Checked against the published privacy policy on 13 August 2026. Chats and generated content sit on encrypted servers while the account is active, and individual items or the whole history can be deleted from settings. A GDPR right to erasure is offered. Account data is retained up to 24 months after deletion for security, dispute and tax reasons, and payment records for 5 to 10 years. The policy states private conversations are not used to train the general purpose models, and that any optional training on your own content needs separate consent. Signup takes an email address, username, hashed password, date of birth or age confirmation, country and language, so there is no anonymous route. TLS in transit and encryption at rest for sensitive fields are claimed but cannot be verified from outside. Nothing is published about card descriptors or discreet billing.

Source: the published privacy policy.

Content and safety policy

• Characters are stated to be fictional adults only.
• There is an age gate on entry.
• Real-person likenesses: Prohibited - no real, identifiable people; deepfakes, face swaps, voice clones and look-alike requests banned without verifiable written consent.

Source: their published terms.

How the filter behaves in a live conversation is a separate question, and one only a hands-on session can answer.

Who should skip it

Anyone who wants anonymous signup, a month to month price, or a confirmed free tier before paying.