Xchar Review

What Xchar is

Xchar lets users chat with AI girlfriend and other customizable characters, create personalities and appearances, explore roleplay scenarios, and maintain personalized conversations with memory. It also supports HD images and videos, including generated poses and outfits. The platform offers a free plan with unlimited messages and paid Premium, Deluxe, and Ultra plans with monthly credits, longer memory, HD media, and access to uncensored NSFW content. It is available on web, iOS, and Android.

What it costs

Paid access starts at $14.95 a month. No annual rate is published, so we cannot tell you whether committing for a year saves anything.

Usage is metered rather than flat: Paid plans include 8,000-36,000 credits per month; purchased credits do not expire, while subscription credits reset monthly. That allowance, not the plan price, decides your real monthly cost.

There is no free tier, so there is no way to try it before paying.

Privacy and data

Privacy scores 4.8 out of 10 here, read off the published policy rather than the marketing page.

• There is no self-serve account deletion.
• Chats cannot be deleted once sent.
• Signup is not anonymous.
• No phone number is required.
• Conversations are not retained.
• Your data is not used for model training.

The policy states that users can delete accounts and associated data from their profile, anonymous signup is available, no phone number is required, and chats are not stored for AI training or improvement. It also states that conversations remain private.

Source: the published privacy policy.

Content and safety policy

• Characters are stated to be fictional adults only.
• There is an age gate on entry.

How the filter behaves in a live conversation is a separate question, and one only a hands-on session can answer.

Who should skip it

Users seeking a documented API, voice messaging, or clearly stated adult age-gating and fictional-only policies.